Privacy

Rev. Date 3/2016

FACTS

What Does First State Bank Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumersthe right to limit some but not all sharing. Federal law also requires us to tell you how we collect,share, and protect your personal information. Please read this notice carefully to understand what wedo.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number
  • Payment history
  • Transaction history
  • Credit history
  • Account transactions
  • Wire transfer instructions
When you are no longer our customer, we continue to share your information only as permitted by law.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First State Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does First State Bank Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We don't share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call 936-327-5211 or go to www.fsblivingston.bank
What We Do
How does First State Bank protect my information? To protect your personal information from unauthorized access and use, we usesecurity measures that comply with federal law. These measures include computersafeguards and secured files and buildings.
How does First State Bank collect my information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Give us your income information
  • Show your government-issued ID
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • First State Bank does not share with affiliates.
Non‑Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • First State Bank does not share with non-affiliates.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance agents.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing - without your authorization.

For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For Vermont Members/Customers.
  • We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.
  • Additional information concerning our privacy policies can be found at www.fsblivingston.bank or call 936-327-5211.

TEXAS NOTICE First State Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the First State Bank should contact the Texas Department of Banking through one of the means indicated below:

In Person or U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
Telephone No.: 1-(877) 276-5554 Toll Free
Fax No.: 1-(512) 475-1313
E-mail: consumer.complaints@dob.texas.gov
Website: www.dob.texas.gov

NOTIFICACIÓN DE TEXAS First State Bank está constituido conforme a las leyes del estado de Texas, y por ley del estado está sujeto a lasupervisión regulatoria del Texas Department of Banking (Departamento de Bancos de Texas). Cualquier consumidorque desee presentar una queja contra First State Bank debe ponerse en contacto con el Department of Banking a travésde uno de los siguientes medios:

En persona o por correo oficial: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
Por teléfono: 1-(877) 276-5554 Toll Free
Por fax: 1-(512) 475-1313
Por correo electrónico: consumer.complaints@dob.texas.gov
Sitio Web : www.dob.texas.gov